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Rates

Loans

New and Used Auto Loans


APR is annual percentage rate. All rates shown are "as low as". All consumer Loan rates are determined by an assessment of your credit and may vary from rate shown.
  Type  Rate (as low as)  Term 
New Auto Loans3.99% APRup to 24 months   
 5.49% APRup to 60 months   
     

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New & Used Recreational Vehicles

  Type  Rate (as low as)  Term 
New & Used Recreational Vehicle Loans3.99% APR60 Months   
      
      
      

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Home Equity Loans

  Type  Rate (as low as)  Points  Maximum Term  Maximum LTV 
Home Equity Fixed-Rate HELOCs8.50% APR015 Years80%   
Home Equity Variable-Rate HELOCsPrime (or floor of 6.00% APR)015Years80%   

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General Loans

  Type  Rate (as low as)  Amount  Maximum Term 
General Loan13.45% APRbased on creditworthinessUp to 60 months   

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Tractor Loans

  Type  Rate (as low as)  Term 
Tractor Loans3.99% APR24   

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Other Loans

  Type  Rate (as low as)  APR  Amount 
Savings & CD Secured Loans4% APR above Deposit Account RateN/Aup to the available deposit account balance   

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Deposit Rates

Checking Accounts

  Account Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit 
Checking Plus.10%$500.00$500.00   

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Savings and Clubs

  Account Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit 
Savings Accounts.10%$500.00$25.00   
IRA Savings Account1.75%$500.00$0.00   
Club Accounts.10%$500.00$0   

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Youth Savings Accounts

  Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit  Balance Tier 
Youth Savings Tier 1.451%$25.00$0.00$25-$2500   

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Money Market Accounts

  Type  APY (as high as)  Minimum Balance to Earn APY  Minimum Opening Deposit  Balance Tier 
Money Market Tier 1.55%$2500.00$2500.00    
        
        

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Certificates of Deposit & IRAs

  Type  APY (as high as)  Term  Minimum Balance to Earn APY  Minimum Opening Deposit 
60 Month certificate2.25%60 months$500.00$500.00   
(1) Variable Rate Account-Rates may change after accounts are opened.
(2) Fees and withdrawals could reduce the earnings on accounts.
(3) A penalty may be imposed for early withdrawal.
(4) Compounding if any.

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©2012 Northern Lights Credit Union. All Rights Reserved.
1004 Memorial Drive | Saint Johnsbury, Vermont 05819
Phone: 802.748.2288 | Toll Free: 800.856.0026
240 Dells Road | Littleton, New Hampshire 03561
Phone: 603.444.9964 | Toll Free: 800.370.6455
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